All about international travel insurance

Much more than international travel insurance

 
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Much more than international travel insurance

Much more than international travel insurance

International Travel Insurance: Get it now and travel protected

Are the holidays approaching? Do you have to travel for business? Are you a digital nomad in search of new experiences? Whatever your situation, when you travel abroad, safety and peace of mind are essential.

That's why international travel insurance and travel assistance play a crucial role in planning any visit to another country. Do you know the difference between travel insurance and travel assistance? travel assistance is much more than international travel insurance.

What is international travel insurance?

International travel insurance is a type of policy that provides reimbursement coverage for unexpected events during a trip abroad. This coverage may include compensation for flight cancellations, delays, lost luggage, medical expenses, and other travel-related incidents. Its primary goal is to protect the traveler from financial costs associated with emergencies or unforeseen incidents during their stay abroad.

What is travel assistance?  

travel assistance is a service designed to provide help and support to travelers in emergency situations during their trip. It is activated immediately in the event of any problem that may arise during the trip, providing a comprehensive solution and real-time support to ensure the safety and well-being of the traveler.

This service includes:

  • Medical assistance in case of illness or injury.
  • Coordination of medical care services.
  • Legal advice and help with administrative procedures.
  • Assistance with flight cancellations or lost luggage.
  • Medical transport and/or repatriation.

What is the difference between travel insurance and travel assistance?

The difference between travel insurance and travel assistance lies in how they operate and when they come into action to provide you with protection and help. Travel insurance operates on a reimbursement basis and only activates after an incident occurs, whereas travel assistance activates during the problem to provide a comprehensive solution.

On the one hand, travel insurance works through a reimbursement system. This means that, in case an incident occurs during your trip, you must initially pay the related expenses and then submit the receipts so the insurance company can reimburse you the corresponding amount.

In other words, travel insurance offers you financial coverage after the incident has occurred, helping you recover part or all of the incurred expenses.

On the other hand, travel assistance operates differently. Instead of waiting for a problem to occur to provide help, travel assistance activates during the problem itself to provide you with a comprehensive solution immediately.

What does this mean? It means that in the event of any unforeseen incident during your trip, such as a medical emergency, lost documents, or flight cancellations, you can directly contact the travel assistance company and receive advice, support, and service coordination in real time.

travel assistance is designed to be your ally in emergency situations, acting as a lifeline that provides you with safety and peace of mind when you need it most.

Comparative table: differences between travel insurance and travel assistance

Services

Travel insurance

Travel assistance

Pax Assistance

Medical coverage

YES

YES

Baggage protection

YES YES

Trip cancellation

YES

YES

Repatriation

YES

YES

Reimbursements

YES

Money sent to your virtual wallet!

Emotional health

NO

AI in our app

Quick medical assistance

Varies by coverage

YES

Pet coverage

Not all companies offer it

Upgrade

Pre-existing condition coverage

Varies by coverage

Upgrade

Device protection

Not all companies offer it

Upgrade

Pregnancy

Varies by coverage

Upgrade

Multi-cause cancellation

Varies by coverage

Upgrade

 

Looking for affordable international travel insurance?

Are you trying to find affordable international travel insurance that fits your budget? At Pax Assistance, we are much more than international travel insurance. We provide travel assistance service worldwide and have teams in over 190 countries.

Additionally, we have Pax Cash, so say goodbye to reimbursements! No need to keep annoying receipts and prescriptions: as soon as the assistance doctor issues a prescription for the purchase of medication(s), our team will send the money directly to a virtual card, which you can access from an email we will send to your cell phone (via email or phone number). This way, you can go straight to the pharmacy without having to pay out of pocket.

Want to get a quote for affordable international travel insurance? We offer all the plans you need, from basic and economical options to premium and super comprehensive plans. We are much more than travel insurance: whether you are looking for more accessible travel assistance coverage or a premium travel experience, we have the perfect plan for you.

With Pax, you can travel with the peace of mind of being protected, regardless of your needs or preferences.

Quote my travel assistance

Discover our travel assistance upgrades

Are you looking to take your travel protection to the next level? At Pax Assistance, we offer a variety of upgrades that can be tailored to your specific needs.

Here are our available upgrades:

  • Device protection: Up to USD 2,000 coverage per person!
  • Sports: Get additional coverage of up to USD 20,000 for only USD 65 per person.
  • Extra pre-existing condition coverage: Up to USD 10,000 additional coverage (up to 75 years) for only USD 70 per person!
  • Extra multi-cause cancellation: Protect your travel plans with USD 2,000 coverage (up to 75 years) for only USD 36 per person.
  • Extreme sports: If you are an extreme sports enthusiast, you can get up to USD 10,000 additional coverage for only USD 150 per person.
  • Extra future mom: For expectant mothers, we offer up to USD 20,000 coverage for only USD 90 per person.
  • Pet medical assistance: Include your loyal travel companions with up to USD 5,000 coverage for dogs or cats for only USD 90 per person!

Con nuestros upgrades puedes personalizar tu protección de viaje para satisfacer tus necesidades específicas, garantizando que estés preparado para cualquier eventualidad mientras exploras el mundo. 

With our upgrades, you can customize your travel protection to meet your specific needs, ensuring that you are prepared for any eventuality while exploring the world.

Pax Assistance, your human and accessible travel assistance

Pax Assistance goes beyond being just assistance during your trip. We offer a comprehensive experience that provides you with the peace of mind you need in every adventure.

In addition to our extensive coverage, we offer you the option to get a quote for your trip easily and quickly, adapting to your specific needs.

Trust Pax Assistance to protect your trip and provide you with the support you deserve every step of the way.